Bandhan Bank has introduced its personal loan scheme for 2025, easy to meet any kind of personal requirements without a heavy monthly load. Bandhan Bank now offers a ₹1,00,000 personal loan for which the EMI starts at just ₹2,400 per month depending upon the tenure and rate of interest selected.
Buy EMI Convenient for Any Customer
Longer the tenure, EMI is less allowing easy payment. With a repayment tenure of 48 months, an EMI will work at around ₹2,400, making it very convenient for a salaried employee, a small businessman, or a self-employed person.
Get Sametime Approval, Easy Application Process
One of a kind quick loan process wherein Bandhan Bank offers a fast and hassle-free procedure. Eligible individuals can apply online or walk into the nearest branch for an on-the-spot processing. Post approval, Bandhan Bank credits your account quickly so that you may pay for any medical expenses, education, home repair, or any immediate personal requirement.
Eligibility Criteria for Bandhan Bank Personal Loans
The potential borrower ought to be from 21 to 60 years of age, has a steady monthly income, and a good repayment history or good credit score. The applicants from salaried categories and self-employed can apply.
Required Documents
You need to submit, as usual, KYC-related documents, with Aadhaar card, PAN card, address proof, and income credentials, such as salary slips or bank statements. Bandhan Bank may well dispense pre-approved loans if any such pre-approved offers exist for its clients, with the process being paperless.
Final word
Bandhan Bank gave a personal loan of ₹1,00,000 with ₹2,400 EMI; in fact, this is the cheapest financing in 2025. Because of its low monthly payment and quick disbursal, this would be ideal for people who need very short-term money and don’t want to put pressure on their budget.